Banks don't actually lend you their money — they literally create it out of thin air.
A faceless AI Short generated with Kineo · 2026-05-19
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Banks don't actually lend you their money — they literally create it out of thin air. And this is completely legal.
It's called fractional reserve banking. For every $1 you deposit, banks can loan out up to $10. Money that didn't exist a second ago is now in someone else's account.
The Federal Reserve can print trillions of dollars overnight with a few keystrokes. In 2020 alone, the US created 20% of ALL the dollars that ever existed — in a single year.
How this Short was made
Kineo turned a single topic line into this vertical video: it wrote the script, generated the voiceover, burned in the captions and matched stock footage to every beat. No camera, no editing timeline, no voice recording — the render finishes in a few minutes.